Why Most People Will Never Be Great At ROOFING CONTRACTOR
There is not any such thing to be over protective when it comes to your home as well as your finances. There are plenty of roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is critical to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.
Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your own property.
Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Make sure that your roofing contractor has workers compensation so that you will are saved the trouble and expenses of paying those bills yourself.
roof maintenance : Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your home and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inside of your building. You end up paying to fix the damages yourself.
Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage resulting from leaving a roof open.
Business License
Problem: You hire a new roofing company to work on your roof. A few months later you see a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there is never a business license issued for that company. You are forced to cover the repairs yourself.
Solution: Check in advance that your roofing contractor has a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.
In hawaii of Utah, your roofing company should have a shingle license and an over-all roofing license to install a pitched roof. A set roof installation only requires a general roofing license.
A general contractor is legally in a position to install a roof with out a roofing license if they have a general contractor license. However, there were lots of cases of general contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners and also home owners. It is perfect for a general contractor to possess a roofing license in addition to their general contractors license.
In Utah, the number for a general roofing licence is S280. The overall contractors license is B100.
If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not required to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the work.
Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover your contractor didn’t pay his supplier and that you are now responsible for that payment. It has happened and can eventually you.
Solution: Make sure you request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. In the event that you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.